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Fees and Terms

Fee Chart

Discounted Rates for New Customers

  • This rate information is based on our standard rates
  • Online payday loans are based on a minimum 14 day loan term, regardless of early loan payoff
  • For standard rates please click here
  • To see this information in a chart, click here

Use the fields below to calculate the fees and rates for your cash advance.

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MyCashNow offers clients some of the greatest cash advance rates anywhere on the Internet. Our cash advance fees are slashed 50% for new customers! That is only $9.31 for every $100 (APR) borrowed. Previous cash advance clients are able to take full advantage of our Preferred Member Rewards Program. Depending on the number of your past payday loan approvals, you could receive up to 30% off of your next online cash advance!

Some payday loan companies make it difficult for customers to understand their fees and rates. At MyCashNow, just consider our payment chart a quick and easy guide that will help you choose the payday loan that's right for you.

Our cash advance fees are based on a minimum 14 day loan term. If you need help determining the fee and rate that works best for you, our friendly staff of professionally trained customer service representatives is standing by. They are available 24 hours a day, 6 days a week to answer any questions that you may have about our payday loan system. For a complete listing of times and hours, visit our Contact page.

Another great reason to get a cash advance from MyCashNow is our easy overnight service. If a MyCashNow payday loan is approved before 4p.m. PST or 7p.m. EST, then your cash will be waiting for you the next business day. At MyCashNow, we make getting a cash advance a piece of cake.

MyCashNow offers a great extension program for current payday loan customers. All extensions need to be made by 4:00 p.m. PST on the business day prior to your scheduled due date. Unfortunately, we are unable to process extension requests that are made after the deadline. For more information on this and other payday loan topics, visit our quick loan FAQ page.